Gift of Stock

Based on the recent growth of the stock market, you may want to consider a gift of appreciated stock that you have owned for more than one year. If you continue to itemize your deductions, you can claim an income tax charitable deduction for the stock's current value, plus, you would avoid paying tax on the capital gain. (Please compare the examples in the table below.)

Donate $10,000 in appreciated stock ($2,000 cost basis) Donate $10,000 cash First sell appreciated stock and then donate cash
Charitable deduction $10,000 $10,000 $10,000
Ordinary income tax saving (32% bracket) $3,200 $3,200 $3,200
Capital gains tax (20% on $8,000 gain) $1,600 saved N/A $1,600 paid
Total tax savings $4,800 $3,200 $1,600

Even if you can no longer itemize your deductions, donating appreciated stock can still be a good idea, as you would avoid the capital gains tax that would be due if you sold the stock.

For additional information for you and your financial advisor or broker, please click here.

University School of Milwaukee is an exempt organization as described in Section 501(c)(3) of the Internal Revenue Code; USM’s tax ID #39-6076442.

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Make a Gift of Appreciated Stock

Please visit our Gift of Stock page for more information.

IRA Charitable Rollover

If you are 70 1/2 years old and own a traditional IRA, make a tax-free gift today!

For More Information

Please contact Jackie Mitchell in USM's Advancement Office at 414.540.3339 or
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